Notice of the making of this Statutory Instrument was published in

“Iris Oifigiúil” of 11th August, 2015.

In exercise of the powers conferred on the Central Bank of Ireland (the “Bank”) by section 2 (1) of the Consumer Credit Act 1995 , the Bank hereby makes the following Regulations:

1. These Regulations may be cited as the Consumer Credit Act 1995 (Section 2) Regulations 2015.

2. Section 2 (1) of the Consumer Credit Act 1995 is hereby amended by the deletion from the list of such persons prescribed pursuant to paragraph (e) of the definition of “credit institution” in the Consumer Credit Act 1995 , the following:

CIT Group Finance (Ireland)

3. The Consumer Credit Act 1995 (Section 2)(No. 2) Regulations 2004 ( S.I No. 414 of 2004 ) is hereby revoked.

Signed for and on behalf of theCENTRAL BANK OF IRELAND,

On this 31 day of July 2015.

CYRIL ROUX,

Deputy Governor.

EXPLANATORY NOTE

(This note is not part of the Instrument and does not purport to be a legal interpretation.)

The purpose of these Regulations is to revoke the prescription of a certain entity prescribed pursuant to paragraph (e) of the definition of “credit institution” in the Consumer Credit Act, 1995 .